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The cryptocurrency market is pivoting to 2026 as XRP and XLM recover technically and traders increasingly prefer payment-focused platforms like Remittix.
summation
- Both assets have regained support and resistance levels, with increased trading volumes signaling renewed near-term market interest.
- Investors are shifting their focus from speculative trading to cryptocurrency projects that enable real-world payments and fiat integration.
- Ethereum-based PayFi platform Remittix offers real-time wallet functionality, CertiK verification, and upcoming cryptocurrency-to-bank transfer capabilities in over 30 countries.
The cryptocurrency market is showing signs of a cycle as traders reassess what the best cryptocurrencies to buy in 2026 are now. Both XRP and
At the same time, the market’s focus is shifting to assets involved in actual payment execution rather than legacy positioning.
Amid this transition, infrastructure projects built around cryptocurrency to fiat payments are quietly gaining attention. Remittix, one of the Ethereum-based PayFi platforms, is being talked about more and more as capital looks beyond recovery transactions to available financial rails.
XLM holds support as buyers defend the demand zone.
Stellar faces near-term pressure as price action compresses within a downward channel. Technical commentary shared by GainMuse highlights XLM reacting near the demand zone and the price rotating towards downward resistance while buyers attempt to defend support.
As long as this response is maintained, the structure remains constructive, but failures below the subchannels can weaken the setup. This behavior is outlined in the CoinMarketCap community analysis for XLM, detailing both the upside potential and downside risks associated with demand strength.
The current price of Stella is $0.2389, plummeting 6.84% over the past 24 hours, resulting in a market capitalization of $7.75 billion. However, trading volume surged by a whopping 122.13% to $306.19 million. Volume expansion suggests positioning rather than panic, but requires ongoing follow-up.
XRP breaks resistance as trading volume increases.
XRP also regained lost ground, overcoming intermediate resistance levels as participation increased. For-Exx Kripto’s market commentary points out that recent moves could reflect short covering or the early stages of a broader trend change awaiting confirmation.
These developments come alongside increased attention to macro events, with traders monitoring whether the structure can hold following a breakout attempt.
The current price of XRP is $2.12, up 3.04% over the day and has a market cap of $128.76 billion. Volume rose sharply, up 93.1% to $4.79 billion, highlighting the fact that buyers are also attempting to test resistance levels.
Why the PayFi story is gaining popularity
While XRP and This is where many traders are looking beyond the price rebound and reassessing what are the best cryptocurrencies to buy right now.
Projects offering cryptocurrency-banking capabilities, compliance orchestration, and live products are gaining traction as capital pivots toward execution-focused models rather than protocol competition.
Remittix is well-suited to this shift as a PayFi-centric platform designed to connect cryptocurrencies with traditional banking rails. Remittix tokens are priced at $0.123 per token, over $28.8 million has been raised in private funding and over 710 million tokens have been sold. This reflects demand related to delivery rather than hype.
Remittix goes from concept to live infrastructure.
Remittix Wallet is now available on the Apple App Store, allowing customers to securely store, send and receive digital assets. The launch of the Remittix Wallet ecosystem is also underway on the Google Play Store.
The full Remittix PayFi platform is scheduled to launch on February 9, 2026 and will enable direct cryptocurrency to fiat transfers to real bank accounts in supported regions.
Security and reliability have also been improved. Remittix is now fully verified by CertiK and ranked #1 by CertiK in the pre-launch token category, strengthening trust as the platform gets closer to launch. A list of upcoming centralized exchanges has been revealed, along with a referral program that distributes USDT rewards via the Remittix dashboard.
Building blocks supporting Remittix’s growth
- Wallet Live scheduled for platform launch in February 2026
- Cryptocurrency-to-bank direct payments in over 30 countries
- CertiK Certified Team with Top Security Ranking
- Private funding to support actual product development
- PayFi Focus on Real Payment Demand
When Recovery Trading Meets Real Utility
While XRP and XLM regaining lost ground reflects a near-term improvement in sentiment, the broader market is increasingly driven by execution rather than recovery. Payment-centric infrastructure is becoming central to how we define the best cryptocurrencies for traders to buy right now. This is especially true as utilities replace speculation as the primary filter.
Remittix sits at this intersection, combining a live product, a defined launch schedule, and cryptocurrency-to-fiat functionality aimed at everyday use. As the PayFi story continues to gain traction, projects built for real financial movements may carry more weight than a technical rebound.
To learn more about Remittix, visit its official website and social media.
FAQ
Why are XRP and XLM regaining lost ground in the current cryptocurrency market?
As markets rebalance in anticipation of the start of the new year in 2026, they are being helped by a revival in trading activity and a temporary technical rally.
What is the new PayFi narrative and why is it attracting attention?
The PayFi story focuses on cryptocurrency projects that enable real-world payments and direct fiat execution, rather than speculative use cases.
Why is Remittix considered a strong PayFi competitor?
Remittix provides real-time wallet infrastructure and future cryptocurrency-to-bank payment capabilities to meet the growing demand for usable financial tools.
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