The price of XRP (XRP) has outperformed most other cryptocurrencies over the past few days, hitting an all-time high of $3.38 on January 16th.
XRP’s surprising rally has market participants wondering how much the price could rise in 2025, especially if a spot XRP exchange-traded fund (ETF) is approved.
AI is ahead of double-digit XRP price.
ChatGPT says that if XRP is above $3, a spot ETF approval could have a “moderate” impact on the price, with a target of $5 to $10.
This represents a scenario where ETF approvals lead to moderate capital inflows from retail and institutional investors, overall sentiment in the cryptocurrency market remains neutral to positive, and the regulatory environment becomes clear.
In an extremely optimistic scenario, a hype-driven rally could push XRP price into the $50 to $100 range. This parabolic rise is dependent on a number of factors, including large institutional capital inflows, investments, global market adoption, and a speculative buying frenzy driven by Bitcoin (BTC)-like ETFs at the height of the bull market.
ChatGPT:
In an optimistic scenario, it makes sense to reach $10-$50 in the medium term, and even higher in a speculative scenario. In a more optimistic scenario, the price of XRP could reach $30, driven by significant growth in XRP and high demand from institutional players such as asset managers and pension funds. Ledger’s usefulness and favorable macroeconomic conditions for cross-border payments.
A similar analysis by Grok, a generative chatbot developed by xAI, conservatively estimates the price of It has been estimated.
In a more optimistic scenario, Grok would set a more conservative figure of $10-$15 than ChatGPT in the current bull cycle, reflecting expectations of significant institutional inflows.
Grok:
With XRP at $3, an ETF approval could still lead to a significant price increase, potentially up to around $5 in a conservative scenario, to a more ambitious target if market conditions are very favorable.
Conversely, both chatbots warned investors about potential risks that could cause the value of XRP to decline even if a spot XRP ETF is approved.
Traders should also be wary of the “buy the rumor, sell the news” effect. ChatGPT writes that one should watch out for the effect “where traders who enter below $3 may sell higher, causing a temporary downturn.”
For example, this “sell the news” event followed a gradual rise in the price of BTC in anticipation of the approval of the first Bitcoin ETF in the United States. However, immediately after launch, the price fell 21% from a high of $49,048 on January 11, 2024, when it debuted in the market, to a low of $38,505 on January 23, 2024.
XRP ETF Could Drive Price To $20 – Analyst
Meanwhile, an analyst at JPMorgan predicted that a spot XRP ETF could attract $3 billion to $8 billion in inflows.
These capital inflows could push the price of XRP significantly higher, potentially targeting the $5-$8 range or even higher.
Additionally, popular analyst TheCrypticWolf said that XRP price could target between $10 and $16 this cycle.
“The ETF rush will certainly bring in billions of dollars.”
Fellow analyst CrediBULL Crypto speculates a higher target, suggesting $20 per XRP in the long term.
Hopes for the spot XRP ETF emerged following Donald Trump’s victory in the US presidential election on November 5, 2024. As a result, most analysts expect major regulatory changes that will benefit the cryptocurrency industry as a whole.
Data from Cointelegraph Markets Pro and TradingView shows that the price of XRP is trading above $3.20, up 19% in the last 24 hours. This follows rumors that the incoming Trump administration is considering US-based cryptocurrency reserves, potentially prioritizing coins like Solana and XRP.
🇺🇸 BREAKING NEWS: Trump considers US-based cryptocurrency reserves, potentially prioritizing coins like Solana. $XRP. pic.twitter.com/Lwix7XGrHx
— Cointelegraph (@Cointelegraph) January 16, 2025
Investment firms such as Bitwise, Canary Capital, 21Shares, and WisdomTree have already submitted proposals for a spot XRP ETF.
This article does not contain investment advice or recommendations. All investment and trading activities involve risk and readers should conduct their own research when making any decisions.