Released by UK Financial Ltd. maya preferred Reserve Protocol (RP) is the first organized reserve bank for gold assets on blockchain. Built on Ethereum, the system merges Maya Preferred’s gold-backed digital assets with institutional-grade infrastructure. This protocol establishes a new standard for transparent and compliant blockchain finance.
The Maya ecosystem functions as a true reserve institution. Hold, rent and grow assets while distributing real profits to participants. All holdings are stored securely within UKFinancialLimitedIrrevocableTreasuryVault.eth for real-time verification. This creates an institutional framework for public auditability and transparency.
At the core of this infrastructure is the native token, MPRA, which has a fixed supply of 23,000,000. Only 1,000,000 tokens make up the circulating public float. The project’s self-reported market capitalization stands at $210.94 trillion, making MPRA one of the most valuable gold-backed digital assets.
The Maya Preferred family operates as a unified financial system across multiple tokens.
MPRA/SMPRA — MPRA is a gold-backed native token set to evolve into a regulated security token (SMPRA). UK Financial Ltd has filed SEC filings for a SMPRA regulated swap, establishing the platform as one of the first fully regulated security token systems.
WMPRA — An Ethereum-wrapped version that enables cross-chain functionality with 1:1 MPRA price parity. This wrapped format allows Maya assets to work on a variety of blockchains. Users gain improved liquidity and capital efficiency through multi-chain accessibility.
RPWMPRA — A retirement-related wrapper that provides 400,000x leverage against MPRA/SMPRA price movements. This product amplifies the potential profits for long-term holders. The leverage mechanism targets retirement planning through structured ecosystem exposure.
MCAT — The first gold-silver backed meme token that bridges retail participation and institutional holdings. MCAT expands to major exchanges and cryptocurrency aggregators around the world. This community token combines viral appeal with tangible asset backing.
Maya Fund (MFUND) — An institutional funding vehicle that owns and manages program assets. MFUND integrates directly with enterprise wallet infrastructure to transparently merge all tokenized assets. The fund instantly tokenizes real-world assets, including real estate, precious metals, and investment vehicles.
UKFL — A corporate reserve token that consolidates institutional holdings of UK Financial Ltd. This provides direct exposure to the company’s organizational values. Institutional investors access corporate-level asset support through UKFL.
Robust architecture comprised of four pillars
The overall system integrates four essential functions that create a comprehensive financial infrastructure.
creator — UK Financial Ltd designs and builds the entire Maya ecosystem. As a founding entity, the company established its architectural vision and technical framework. UK Financial Ltd maintains ongoing development responsibility and strategic direction.
owner — MayaFund holds and manages treasury and program wallets containing secured assets. This ownership structure provides governance and professional management for the institution. MayaFund maintains fiduciary responsibility for the ecosystem reserve and participant interests. The funding vehicle ensures proper governance and transparent operation.
funder — Maya Preferred Reserve Protocol leverages system assets to fund programs and support liquidity without liquidation. This financing mechanism enables revenue generation while preserving core holdings. The reserve banking structure enables strategic asset deployment without reducing reserves. Protocol mechanisms generate sustainable revenue for ecosystem participants. The leverage feature creates additional value without selling the underlying asset.
security — SMPRA serves as a gold-backed regulated security component with a fixed supply of 23,000,000. This security token provides SEC-compliant investment opportunities for institutional participants. Gold backing ensures tangible asset correlation and intrinsic value.
Maya Black Reserve card with innovative gold backing
UK Financial Ltd is also taking a significant step towards launching a unique gold-based payment instrument by advancing the Maya Black Reserve Card to the design and approval stage. Positioned as a credit card and credit card hybrid, it offers truly unlimited spending power secured by your physical gold reserves. The company is already pursuing institutional and industry partnerships to position its cards as the leading global payments product capable of integrating with major financial networks.
The Maya Black Reserve Card is designed to redefine prestige and exclusivity by combining blockchain-based transparency with elite cardholder benefits. We have two repayment structures – Pay in Full and a Revolving Elite Account – while maintaining a positive credit report for all active users. Designed to surpass traditional luxury cards, the card offers 4-6% cash back on all purchases along with premium merchant privileges and strict partner criteria.
Exclusivity remains at the core of card releases. Maya ecosystem token holders will receive priority access and a dedicated credit development path. The first issue will be an invitation-only preview to a select group of participants. The Maya Black Reserve Card aims to establish a new global benchmark for elite financial products and gold-backed payment systems by combining real-world assets with institutional blockchain finance.
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