Hong Kong’s financial statistics in January 2025 show a positive trend.

In January 2025, Hong Kong Monetary Authority (HKMA) reported that the total deposits of approved agencies increased by 1.4%. According to HKMA, this growth reflects 1.3% and 1.5% increase in both Hong Kong dollar and foreign currency deposits, respectively. A significant surge in RENMINBI sediment was observed, and by the end of January, corporate fund flows increased 6.5%, reaching RMB986.8 billion.

Deposit and lending mechanics

Renminbi’s total remittance to the agreement between the borders was slightly reduced from RMB1,401 billion in December to RMB1,377.4 billion in January. HKMA emphasizes that deposit changes can be affected by various factors such as interest rate exercises and fundraising activities, and advise that long -term trends provide more accurate insights than monthly fluctuations.

On the contrary, total loans and progress have decreased 0.2% in January. Loans for use in Hong Kong, including trade financing, decreased 0.5%, while loans for use outside Hong Kong increased 0.6%. The rate of Hong Kong dollar loans decreased from 77.1%to 75.7%at the end of December, and due to the decrease in loans and the increase in Hong Kong dollar deposits.

Monetary

The Hong Kong dollar M2 and M3 financial governors rose 1.5% in January and 4.5% year -on -year. Meanwhile, the seasonally adjusted Hong Kong dollar M1 decreased by 3.0% in January, but increased 1.8% year -on -year to partially reflect investment -related activities. The total M2 and M3 also increased 1.6% in January and experienced a strong 9.6% growth compared to the same period last year.

HKMA warns that monthly financial statistics can fluctuate due to temporary factors such as business and investment activities such as seasonal and IPO -related funding demands. Therefore, careful interpretation of these statistics is recommended.

For comprehensive details, see the official release of the Hong Kong Monetary Authority.

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